Mortgage Calculator

Using a mortgage calculator is a quick and easy way to get a realistic

Below you’ll find a purchase calculator that lets you see the full financial picture of a home — not just the mortgage payment.

You can:

• Calculate total monthly costs, including property taxes and strata fees
• Factor in rental income (where applicable)
• Run side-by-side comparisons on different properties or price points
• Estimate Property Transfer Tax for Vancouver Island
• See the income required for the purchase price you’re considering

Using a mortgage calculator is a quick and easy way to get a realistic estimate of your monthly payments. By adjusting the purchase price, down payment, interest rate, and amortization, you can see how different scenarios affect your budget — before committing to anything.

This calculator is powered by my personalized Canadian Mortgage App, built specifically around how mortgages actually work here in Canada. It reflects real-world lending standards I see every day working with buyers across Southern Vancouver Island, making it a practical tool to test options, plan ahead, and understand what feels comfortable before speaking with a lender.

You can also download the standalone app for ongoing access, so it’s easy to run the numbers anytime a new listing catches your eye. Just reach out if you’d like the app — I’m happy to share it.

And if you’d like help turning these estimates into a real game plan, I’m always happy to chat.