Mortgage Calculator

Using a mortgage calculator is a quick and easy way to get a realistic estimate of your monthly payments when buying a home. By entering details like the purchase price, down payment, interest rate, and amortization, you’ll see how different scenarios affect your budget.

My personalized Canadian Mortgage App powers this calculator and reflects how mortgages actually work here in Canada — including real-world lending standards I see every day working with buyers across Southern Vancouver Island. It’s a practical way to test options, plan ahead, and understand what feels comfortable before speaking with a lender.

You can also download the standalone app for ongoing access, making it easy to run the numbers anytime a new listing catches your eye.

If you’d like help turning these estimates into a real game plan, I’m always happy to chat.